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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,172 | $148,629-14.4% | $135,982-6.5% | $139,487-8.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.05% | 79.33%-64.3pp | 68.32%-53.3pp | 373.84%-358.8pp |
| Employer contribution / active EE | $2,676 | $5,247-49.0% | $4,859-44.9% | $4,755-43.7% |
| Participant deferral / active EE | $7,316 | $8,102-9.7% | $7,760-5.7% | $6,713+9.0% |
| Admin fee / account holder | $981 | $12,406-92.1% | $10,767-90.9% | $11,407-91.4% |