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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,640 | $97,732-6.2% | $83,831+9.3% | $135,380-32.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -11.71% | 1287.56%-1299.3pp | 850.99%-862.7pp | 519.81%-531.5pp |
| Employer contribution / active EE | $11,079 | $4,222+162.4% | $3,631+205.1% | $4,779+131.8% |
| Participant deferral / active EE | $1,495 | $4,683-68.1% | $4,082-63.4% | $5,609-73.4% |
| Admin fee / account holder | $850 | $6,675-87.3% | $5,479-84.5% | $10,828-92.1% |