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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,962 | $78,428+53.0% | $95,960+25.0% | $79,852+50.2% |
| Participation rate | 94.9% | 73.5%+21.4pp | 77.1%+17.8pp | 69.6%+25.2pp |
| Annual return | 8.90% | 19.37%-10.5pp | 91.63%-82.7pp | 31.72%-22.8pp |
| Employer contribution / active EE | $2,003 | $1,945+3.0% | $2,541-21.2% | $2,471-18.9% |
| Participant deferral / active EE | $4,103 | $3,440+19.3% | $4,167-1.5% | $3,740+9.7% |
| Admin fee / account holder | $4,322 | $5,622-23.1% | $6,797-36.4% | $5,306-18.5% |