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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,038 | $125,184-17.7% | $105,607-2.4% | $145,884-29.4% |
| Participation rate | 78.6% | 77.6%+0.9pp | 75.3%+3.3pp | 80.3%-1.7pp |
| Annual return | 8.05% | 225.00%-217.0pp | 116.11%-108.1pp | 551.85%-543.8pp |
| Employer contribution / active EE | $1,391 | $3,720-62.6% | $3,167-56.1% | $4,662-70.2% |
| Participant deferral / active EE | $5,031 | $5,714-12.0% | $5,011+0.4% | $6,690-24.8% |
| Admin fee / account holder | $16,521 | $17,133-3.6% | $10,958+50.8% | $13,392+23.4% |