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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,919 | $99,994-25.1% | $146,643-48.9% | $85,847-12.7% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 10.29% | 18.93%-8.6pp | 22.75%-12.5pp | 318.61%-308.3pp |
| Employer contribution / active EE | $1,644 | $2,559-35.8% | $4,137-60.3% | $2,565-35.9% |
| Participant deferral / active EE | $2,791 | $4,006-30.3% | $5,506-49.3% | $3,952-29.4% |
| Admin fee / account holder | $21,176 | $7,703+174.9% | $10,280+106.0% | $6,261+238.2% |