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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,578 | $69,977-12.0% | $108,582-43.3% | $62,881-2.1% |
| Participation rate | 61.4% | 72.9%-11.5pp | 79.6%-18.1pp | 69.3%-7.9pp |
| Annual return | 7.39% | 10.73%-3.3pp | -51.70%+59.1pp | 20.14%-12.8pp |
| Employer contribution / active EE | $1,276 | $2,135-40.2% | $3,758-66.0% | $2,281-44.0% |
| Participant deferral / active EE | $2,858 | $3,165-9.7% | $4,311-33.7% | $3,203-10.8% |
| Admin fee / account holder | $4,216 | $5,076-17.0% | $7,645-44.9% | $4,296-1.9% |