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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,709 | $100,811+33.6% | $86,698+55.4% | $134,545+0.1% |
| Participation rate | 90.0% | 79.0%+11.0pp | 76.6%+13.4pp | 81.2%+8.8pp |
| Annual return | -6.73% | 29.11%-35.8pp | 35.96%-42.7pp | 418.37%-425.1pp |
| Employer contribution / active EE | $1,859 | $3,490-46.7% | $2,837-34.5% | $4,742-60.8% |
| Participant deferral / active EE | $2,259 | $5,339-57.7% | $4,656-51.5% | $6,401-64.7% |
| Admin fee / account holder | $2,089 | $10,926-80.9% | $7,492-72.1% | $11,431-81.7% |