Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 16 · EIN 13-2808480 | Consulting | $77,977 |
Filed as: ENVESTNET RETIREMENT SOLUTIONS LLC Service code 27 · EIN 61-1732930 | Advisory (Plan) | $9,373 |
Filed as: TRANSAMERICA FINANCIAL LIFE INSR CO Service code 15 · EIN 36-6071399 | Recordkeeping | $5,303 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,203 | $72,607+55.9% | $90,749+24.7% | $66,914+69.2% |
| Participation rate | 98.9% | 73.7%+25.3pp | 75.7%+23.2pp | 69.8%+29.1pp |
| Annual return | -16.77% | -12.28%-4.5pp | -12.16%-4.6pp | 1.58%-18.4pp |
| Employer contribution / active EE | $5,554 | $2,369+134.5% | $2,921+90.2% | $2,544+118.3% |
| Participant deferral / active EE | $5,377 | $3,977+35.2% | $4,564+17.8% | $4,237+26.9% |
| Admin fee / account holder | $350 | $707-50.6% | $8,445-95.9% | $593-41.1% |