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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,573 | $183,592-49.6% | $155,574-40.5% | $145,877-36.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.21% | 61.37%-46.2pp | 64.87%-49.7pp | 551.28%-536.1pp |
| Employer contribution / active EE | $1,839 | $5,317-65.4% | $4,676-60.7% | $4,663-60.6% |
| Participant deferral / active EE | $6,959 | $6,466+7.6% | $5,629+23.6% | $6,691+4.0% |
| Admin fee / account holder | $64,835 | $19,316+235.7% | $15,914+307.4% | $13,402+383.8% |