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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,579 | $84,236+9.9% | $170,439-45.7% | $70,124+32.0% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 20.98% | 23.06%-2.1pp | 205.94%-185.0pp | 73.14%-52.2pp |
| Employer contribution / active EE | $4,746 | $3,387+40.1% | $5,433-12.6% | $2,342+102.6% |
| Participant deferral / active EE | $3,559 | $3,086+15.3% | $4,939-27.9% | $3,332+6.8% |
| Admin fee / account holder | $2,277 | $5,698-60.0% | $13,881-83.6% | $4,645-51.0% |