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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,170 | $99,345+47.1% | $84,753+72.5% | $273,972-46.6% |
| Participation rate | 91.3% | 80.7%+10.6pp | 76.6%+14.7pp | 83.0%+8.3pp |
| Annual return | -0.91% | 22.93%-23.8pp | 22.78%-23.7pp | 41.46%-42.4pp |
| Employer contribution / active EE | $1,983 | $4,214-52.9% | $3,574-44.5% | $4,869-59.3% |
| Participant deferral / active EE | $4,758 | $4,270+11.4% | $3,712+28.2% | $5,287-10.0% |
| Admin fee / account holder | $1,794 | $6,645-73.0% | $5,333-66.4% | $10,133-82.3% |