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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,238 | $91,179+105.4% | $178,499+4.9% | $79,852+134.5% |
| Participation rate | 89.6% | 69.2%+20.4pp | 81.9%+7.7pp | 69.6%+19.9pp |
| Annual return | 18.63% | 24.19%-5.6pp | 151.10%-132.5pp | 31.72%-13.1pp |
| Employer contribution / active EE | $6,903 | $3,256+112.0% | $5,011+37.8% | $2,471+179.4% |
| Participant deferral / active EE | $3,465 | $3,236+7.1% | $5,202-33.4% | $3,740-7.4% |
| Admin fee / account holder | $2,321 | $6,749-65.6% | $13,986-83.4% | $5,306-56.3% |