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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,068 | $89,367+10.9% | $141,191-29.8% | $72,975+35.8% |
| Participation rate | 95.8% | 75.1%+20.7pp | 82.5%+13.4pp | 69.5%+26.3pp |
| Annual return | 18.00% | 111.87%-93.9pp | 71.41%-53.4pp | 81.01%-63.0pp |
| Employer contribution / active EE | $2,475 | $3,115-20.5% | $4,736-47.7% | $2,440+1.4% |
| Participant deferral / active EE | $6,847 | $5,419+26.4% | $6,710+2.0% | $3,608+89.8% |
| Admin fee / account holder | $26,243 | $5,957+340.6% | $10,264+155.7% | $5,124+412.2% |