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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,341 | $88,707+24.4% | $74,185+48.7% | $273,970-59.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -0.37% | 11.94%-12.3pp | 17.74%-18.1pp | 41.46%-41.8pp |
| Employer contribution / active EE | $12,500 | $3,159+295.7% | $2,370+427.4% | $4,869+156.7% |
| Participant deferral / active EE | $3,608 | $4,212-14.3% | $3,550+1.7% | $5,287-31.8% |
| Admin fee / account holder | $8,525 | $8,717-2.2% | $5,586+52.6% | $10,132-15.9% |