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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,841 | $78,428-36.4% | $95,960-48.1% | $79,852-37.6% |
| Participation rate | 78.8% | 73.5%+5.3pp | 77.1%+1.7pp | 69.6%+9.1pp |
| Annual return | 9.92% | 19.37%-9.5pp | 91.63%-81.7pp | 31.72%-21.8pp |
| Employer contribution / active EE | $1,188 | $1,945-38.9% | $2,541-53.3% | $2,471-51.9% |
| Participant deferral / active EE | $2,050 | $3,440-40.4% | $4,167-50.8% | $3,740-45.2% |
| Admin fee / account holder | $7,006 | $5,622+24.6% | $6,797+3.1% | $5,306+32.0% |