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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,275 | $27,632+139.9% | $61,452+7.8% | $68,486-3.2% |
| Participation rate | 84.1% | 39.5%+44.6pp | 52.6%+31.5pp | 67.9%+16.2pp |
| Annual return | -14.08% | -13.24%-0.8pp | 338.96%-353.0pp | -7.85%-6.2pp |
| Employer contribution / active EE | $436 | $696-37.4% | $1,160-62.4% | $2,597-83.2% |
| Participant deferral / active EE | $1,907 | $1,264+50.9% | $2,125-10.2% | $4,028-52.6% |
| Admin fee / account holder | $1,100 | $2,010-45.3% | $2,131-48.4% | $5,404-79.6% |