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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,802 | $96,956-32.1% | $69,779-5.7% | $273,972-76.0% |
| Participation rate | 54.5% | 77.1%-22.5pp | 71.8%-17.3pp | 83.0%-28.5pp |
| Annual return | 2.58% | 12.93%-10.4pp | 12.99%-10.4pp | 41.46%-38.9pp |
| Employer contribution / active EE | $962 | $3,316-71.0% | $2,338-58.9% | $4,869-80.2% |
| Participant deferral / active EE | $2,624 | $3,744-29.9% | $2,931-10.5% | $5,287-50.4% |
| Admin fee / account holder | $10,222 | $7,934+28.8% | $4,381+133.3% | $10,133+0.9% |