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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,822 | $85,766-8.1% | $136,297-42.2% | $70,124+12.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.70% | 31.45%-14.8pp | 5156.19%-5139.5pp | 73.14%-56.4pp |
| Employer contribution / active EE | $1,646 | $2,966-44.5% | $4,696-64.9% | $2,342-29.7% |
| Participant deferral / active EE | $3,849 | $5,051-23.8% | $6,247-38.4% | $3,332+15.5% |
| Admin fee / account holder | $3,564 | $5,420-34.3% | $9,244-61.4% | $4,645-23.3% |