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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,506 | $109,905+115.2% | $98,506+140.1% | $167,553+41.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 12.97% | 1960.20%-1947.2pp | 1494.92%-1482.0pp | 478.89%-465.9pp |
| Employer contribution / active EE | $2,304 | $3,226-28.6% | $2,961-22.2% | $4,840-52.4% |
| Participant deferral / active EE | $2,710 | $4,674-42.0% | $4,277-36.6% | $6,343-57.3% |
| Admin fee / account holder | $3,437 | $6,760-49.2% | $5,955-42.3% | $12,316-72.1% |