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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,904 | $63,082-39.9% | $81,726-53.6% | $79,856-52.5% |
| Participation rate | 82.8% | 67.5%+15.2pp | 72.0%+10.8pp | 69.6%+13.1pp |
| Annual return | 8.14% | 22.66%-14.5pp | 29.49%-21.4pp | 31.71%-23.6pp |
| Employer contribution / active EE | $1,409 | $1,795-21.5% | $4,311-67.3% | $2,471-43.0% |
| Participant deferral / active EE | $2,721 | $2,780-2.1% | $7,108-61.7% | $3,741-27.3% |
| Admin fee / account holder | $12,031 | $4,428+171.7% | $5,160+133.2% | $5,306+126.7% |