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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,926 | $99,345-0.4% | $84,753+16.7% | $273,972-63.9% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.25% | 22.93%-24.2pp | 22.78%-24.0pp | 41.46%-42.7pp |
| Employer contribution / active EE | $1,395 | $4,214-66.9% | $3,574-61.0% | $4,869-71.3% |
| Participant deferral / active EE | $5,002 | $4,270+17.2% | $3,712+34.8% | $5,287-5.4% |
| Admin fee / account holder | $4,616 | $6,645-30.5% | $5,333-13.5% | $10,133-54.4% |