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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,626 | $88,815+74.1% | $81,882+88.8% | $145,897+6.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 10.52% | 1033.75%-1023.2pp | 779.47%-769.0pp | 552.29%-541.8pp |
| Employer contribution / active EE | $6,549 | $3,086+112.2% | $2,916+124.6% | $4,663+40.4% |
| Participant deferral / active EE | $4,605 | $4,647-0.9% | $4,323+6.5% | $6,689-31.2% |
| Admin fee / account holder | $8,247 | $8,434-2.2% | $7,360+12.1% | $13,390-38.4% |