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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,626 | $88,754+74.2% | $81,820+89.0% | $145,877+6.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 10.52% | 1031.77%-1021.3pp | 777.93%-767.4pp | 551.28%-540.8pp |
| Employer contribution / active EE | $6,549 | $3,085+112.2% | $2,915+124.6% | $4,663+40.4% |
| Participant deferral / active EE | $4,605 | $4,648-0.9% | $4,323+6.5% | $6,691-31.2% |
| Admin fee / account holder | $8,247 | $8,424-2.1% | $7,391+11.6% | $13,402-38.5% |