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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,905 | $91,198+79.7% | $178,503-8.2% | $79,856+105.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 3.89% | 24.20%-20.3pp | 151.12%-147.2pp | 31.71%-27.8pp |
| Employer contribution / active EE | $0 | $3,257-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,345 | $3,237+65.2% | $5,202+2.7% | $3,741+42.9% |
| Admin fee / account holder | $10,153 | $6,748+50.5% | $13,987-27.4% | $5,306+91.3% |