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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,080 | $49,280+46.3% | $67,313+7.1% | $64,173+12.3% |
| Participation rate | 59.4% | 60.8%-1.4pp | 69.1%-9.7pp | 69.6%-10.2pp |
| Annual return | -7.63% | -1.39%-6.2pp | -4.08%-3.5pp | 7.63%-15.3pp |
| Employer contribution / active EE | $1,223 | $1,668-26.7% | $2,566-52.3% | $2,381-48.6% |
| Participant deferral / active EE | $2,950 | $2,484+18.8% | $3,568-17.3% | $3,470-15.0% |
| Admin fee / account holder | $5,376 | $3,863+39.2% | $4,507+19.3% | $4,887+10.0% |