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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,066 | $98,766+21.6% | $149,730-19.8% | $79,852+50.4% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 12.08% | 27.43%-15.3pp | 276.70%-264.6pp | 31.72%-19.6pp |
| Employer contribution / active EE | $1,583 | $3,217-50.8% | $4,645-65.9% | $2,471-35.9% |
| Participant deferral / active EE | $4,181 | $5,681-26.4% | $6,843-38.9% | $3,740+11.8% |
| Admin fee / account holder | $2,662 | $6,052-56.0% | $9,310-71.4% | $5,306-49.8% |