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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,466 | $97,550-13.4% | $120,344-29.8% | $87,485-3.5% |
| Participation rate | 83.0% | 72.8%+10.2pp | 76.7%+6.3pp | 68.9%+14.0pp |
| Annual return | 10.85% | 18.41%-7.6pp | 20.30%-9.5pp | 26.06%-15.2pp |
| Employer contribution / active EE | $892 | $2,291-61.1% | $3,020-70.5% | $2,596-65.6% |
| Participant deferral / active EE | $4,500 | $4,230+6.4% | $5,135-12.4% | $4,274+5.3% |
| Admin fee / account holder | $11,799 | $9,543+23.7% | $12,742-7.4% | $7,775+51.8% |