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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,466 | $95,453-11.5% | $112,040-24.6% | $82,448+2.4% |
| Participation rate | 83.0% | 72.8%+10.2pp | 76.5%+6.5pp | 68.1%+14.9pp |
| Annual return | 10.85% | 23.92%-13.1pp | 24.52%-13.7pp | 41.64%-30.8pp |
| Employer contribution / active EE | $892 | $2,318-61.5% | $2,954-69.8% | $2,551-65.0% |
| Participant deferral / active EE | $4,500 | $4,224+6.5% | $5,098-11.7% | $4,139+8.7% |
| Admin fee / account holder | $11,799 | $9,013+30.9% | $12,098-2.5% | $7,234+63.1% |