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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,956 | $58,493+7.6% | $84,023-25.1% | $72,976-13.7% |
| Participation rate | 54.8% | 61.2%-6.4pp | 69.0%-14.2pp | 69.5%-14.7pp |
| Annual return | 17.52% | 28.93%-11.4pp | 71.32%-53.8pp | 81.02%-63.5pp |
| Employer contribution / active EE | $1,263 | $1,163+8.6% | $1,984-36.3% | $2,440-48.2% |
| Participant deferral / active EE | $2,514 | $2,394+5.0% | $3,239-22.4% | $3,608-30.3% |
| Admin fee / account holder | $1,351 | $4,569-70.4% | $6,102-77.9% | $5,124-73.6% |