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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,153 | $93,345-27.0% | $119,126-42.8% | $87,485-22.1% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 11.61% | 19.08%-7.5pp | 282.11%-270.5pp | 26.06%-14.5pp |
| Employer contribution / active EE | $1,540 | $3,172-51.4% | $4,034-61.8% | $2,596-40.7% |
| Participant deferral / active EE | $4,013 | $4,099-2.1% | $5,318-24.5% | $4,274-6.1% |
| Admin fee / account holder | $10,571 | $8,039+31.5% | $10,693-1.1% | $7,775+36.0% |