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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,153 | $88,672-23.1% | $105,223-35.2% | $82,448-17.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.61% | 30.86%-19.2pp | 180.65%-169.0pp | 41.64%-30.0pp |
| Employer contribution / active EE | $1,540 | $3,048-49.5% | $3,689-58.2% | $2,551-39.6% |
| Participant deferral / active EE | $4,013 | $4,036-0.6% | $5,072-20.9% | $4,139-3.1% |
| Admin fee / account holder | $10,571 | $7,146+47.9% | $8,859+19.3% | $7,234+46.1% |