Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS3+ years Filed as: AMERICAN TRUST & SAVINGS BANK Service code 15 895 MAIN STREET · DUBUQUE, IA 520040938 | Recordkeeping | $42,166 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,390 | $64,909-8.5% | $82,313-27.8% | $62,293-4.7% |
| Participation rate | 60.4% | 74.9%-14.5pp | 76.9%-16.5pp | 69.5%-9.2pp |
| Annual return | 14.46% | 21.18%-6.7pp | 25.88%-11.4pp | 28.90%-14.4pp |
| Employer contribution / active EE | $481 | $1,676-71.3% | $2,428-80.2% | $2,042-76.5% |
| Participant deferral / active EE | $2,323 | $3,103-25.1% | $3,706-37.3% | $3,169-26.7% |
| Admin fee / account holder | $376 | $440-14.4% | $5,608-93.3% | $479-21.5% |