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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,190 | $106,280-52.8% | $96,538-48.0% | $139,487-64.0% |
| Participation rate | 90.9% | 77.8%+13.1pp | 74.3%+16.6pp | 80.3%+10.6pp |
| Annual return | 14.66% | 38.48%-23.8pp | 35.74%-21.1pp | 373.84%-359.2pp |
| Employer contribution / active EE | $2,209 | $4,107-46.2% | $3,740-40.9% | $4,755-53.5% |
| Participant deferral / active EE | $2,983 | $5,457-45.3% | $4,880-38.9% | $6,713-55.6% |
| Admin fee / account holder | $1,589 | $7,888-79.9% | $6,737-76.4% | $11,407-86.1% |