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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,354 | $64,719-37.6% | $112,249-64.0% | $68,486-41.1% |
| Participation rate | 93.8% | 67.2%+26.6pp | 75.1%+18.7pp | 67.9%+25.9pp |
| Annual return | -21.26% | -11.40%-9.9pp | 27.48%-48.7pp | -7.85%-13.4pp |
| Employer contribution / active EE | $1,132 | $2,747-58.8% | $3,636-68.9% | $2,597-56.4% |
| Participant deferral / active EE | $2,833 | $3,565-20.5% | $4,729-40.1% | $4,028-29.7% |
| Admin fee / account holder | $1,600 | $5,232-69.4% | $6,412-75.0% | $5,404-70.4% |