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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,133 | $99,345-34.4% | $84,753-23.1% | $273,972-76.2% |
| Participation rate | 85.7% | 80.7%+5.0pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | 0.12% | 22.93%-22.8pp | 22.78%-22.7pp | 41.46%-41.3pp |
| Employer contribution / active EE | $2,750 | $4,214-34.7% | $3,574-23.1% | $4,869-43.5% |
| Participant deferral / active EE | $6,489 | $4,270+52.0% | $3,712+74.8% | $5,287+22.7% |
| Admin fee / account holder | $86,585 | $6,645+1202.9% | $5,333+1523.5% | $10,133+754.5% |