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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN TRUST COMPANY Service code 15 · EIN 62-0951563 | Recordkeeping | $18,490 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,419 | $70,430-34.1% | $96,572-51.9% | $85,851-45.9% |
| Participation rate | 87.8% | 61.8%+25.9pp | 69.8%+17.9pp | 69.3%+18.4pp |
| Annual return | 14.87% | 18.58%-3.7pp | 37.79%-22.9pp | 318.63%-303.8pp |
| Employer contribution / active EE | $2,836 | $1,413+100.7% | $2,357+20.3% | $2,565+10.6% |
| Participant deferral / active EE | $8,066 | $2,894+178.7% | $3,850+109.5% | $3,952+104.1% |
| Admin fee / account holder | $167 | $4,996-96.7% | $6,183-97.3% | $6,261-97.3% |