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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,062 | $54,763+33.4% | $90,324-19.1% | $72,976+0.1% |
| Participation rate | 75.0% | 65.2%+9.8pp | 73.3%+1.7pp | 69.5%+5.5pp |
| Annual return | 3.68% | 30.63%-27.0pp | 78.15%-74.5pp | 81.02%-77.3pp |
| Employer contribution / active EE | $776 | $2,093-62.9% | $2,856-72.8% | $2,440-68.2% |
| Participant deferral / active EE | $3,537 | $2,887+22.5% | $3,885-9.0% | $3,608-2.0% |
| Admin fee / account holder | $3,920 | $3,973-1.3% | $5,356-26.8% | $5,124-23.5% |