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| Provider | Service type | Compensation |
|---|---|---|
DUBUQUE BANK & TRUST COMPANY6 years Filed as: DUBUQUE BANK & TRUST Service code 15 · EIN 42-0223620 | Recordkeeping | $59,924 |
JULY BUSINESS SERVICES1 year Filed as: JULY BUSINESS SERVICES LLC Service code 13 · EIN 74-2715820 P.O. BOX 2208 · WACO, TX 76703 | Contract Administrator | $36,042 |
EIDE BAILLY LLP2 years Service code 10 · EIN 39-0974031 | Accounting | $11,550 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,976 | $88,186+66.7% | $165,071-11.0% | $74,459+97.4% |
| Participation rate | 76.7% | 73.1%+3.5pp | 78.6%-2.0pp | 67.2%+9.4pp |
| Annual return | 15.58% | 17.13%-1.6pp | 70.17%-54.6pp | 1369.70%-1354.1pp |
| Employer contribution / active EE | $2,849 | $2,600+9.6% | $4,347-34.5% | $2,626+8.5% |
| Participant deferral / active EE | $4,261 | $4,505-5.4% | $6,035-29.4% | $4,350-2.0% |
| Admin fee / account holder | $475 | $2,234-78.7% | $12,695-96.3% | $1,945-75.6% |