Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,966 | $76,696+13.4% | $96,538-9.9% | $71,529+21.6% |
| Participation rate | 68.8% | 66.6%+2.2pp | 74.3%-5.5pp | 67.9%+0.9pp |
| Annual return | 13.01% | 48.32%-35.3pp | 35.74%-22.7pp | 28.97%-16.0pp |
| Employer contribution / active EE | $1,612 | $3,032-46.8% | $3,740-56.9% | $2,590-37.8% |
| Participant deferral / active EE | $2,676 | $3,770-29.0% | $4,880-45.2% | $4,291-37.6% |
| Admin fee / account holder | $10,374 | $2,030+411.1% | $6,737+54.0% | $1,588+553.0% |