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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,710 | $48,078+13.8% | $78,676-30.5% | $62,881-13.0% |
| Participation rate | 82.5% | 65.2%+17.3pp | 73.6%+8.9pp | 69.3%+13.2pp |
| Annual return | 2.57% | 31.36%-28.8pp | 62.19%-59.6pp | 20.14%-17.6pp |
| Employer contribution / active EE | $859 | $2,015-57.4% | $2,850-69.9% | $2,281-62.4% |
| Participant deferral / active EE | $2,412 | $2,587-6.8% | $3,517-31.4% | $3,203-24.7% |
| Admin fee / account holder | $1,786 | $3,206-44.3% | $4,510-60.4% | $4,296-58.4% |