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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,339 | $56,894+14.8% | $84,753-22.9% | $62,881+3.9% |
| Participation rate | 54.5% | 68.5%-14.0pp | 76.6%-22.0pp | 69.3%-14.8pp |
| Annual return | 4.84% | 6.30%-1.5pp | 22.78%-17.9pp | 20.14%-15.3pp |
| Employer contribution / active EE | $909 | $2,400-62.1% | $3,574-74.6% | $2,281-60.2% |
| Participant deferral / active EE | $2,237 | $2,709-17.4% | $3,712-39.7% | $3,203-30.1% |
| Admin fee / account holder | $775 | $3,581-78.4% | $5,333-85.5% | $4,296-82.0% |