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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,653 | $149,679-68.8% | $117,039-60.1% | $147,586-68.4% |
| Participation rate | 75.0% | 83.5%-8.5pp | 77.2%-2.2pp | 82.8%-7.8pp |
| Annual return | 12.84% | 19.31%-6.5pp | 18.95%-6.1pp | 578.59%-565.8pp |
| Employer contribution / active EE | $1,518 | $4,937-69.3% | $3,785-59.9% | $4,876-68.9% |
| Participant deferral / active EE | $3,590 | $4,912-26.9% | $3,929-8.6% | $5,439-34.0% |
| Admin fee / account holder | $535 | $7,856-93.2% | $5,974-91.0% | $10,886-95.1% |