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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,317 | $49,025+59.7% | $87,502-10.5% | $62,881+24.5% |
| Participation rate | 94.5% | 64.9%+29.7pp | 73.8%+20.7pp | 69.3%+25.2pp |
| Annual return | 8.49% | 10.02%-1.5pp | 12.21%-3.7pp | 20.14%-11.6pp |
| Employer contribution / active EE | $1,390 | $1,372+1.3% | $2,550-45.5% | $2,281-39.1% |
| Participant deferral / active EE | $4,490 | $2,289+96.1% | $3,149+42.6% | $3,203+40.2% |
| Admin fee / account holder | $1,400 | $4,065-65.6% | $4,221-66.8% | $4,296-67.4% |