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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,829 | $184,000-86.5% | $162,185-84.7% | $152,909-83.8% |
| Participation rate | 85.7% | 88.5%-2.8pp | 87.6%-1.8pp | 82.5%+3.3pp |
| Annual return | 25.28% | 150.80%-125.5pp | 115.61%-90.3pp | 345.46%-320.2pp |
| Employer contribution / active EE | $1,225 | $6,370-80.8% | $5,613-78.2% | $4,764-74.3% |
| Participant deferral / active EE | $6,840 | $8,033-14.8% | $7,297-6.3% | $5,851+16.9% |
| Admin fee / account holder | $306 | $13,124-97.7% | $10,844-97.2% | $11,601-97.4% |