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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,845 | $48,364+94.0% | $71,796+30.7% | $62,881+49.2% |
| Participation rate | 87.7% | 60.6%+27.1pp | 69.1%+18.6pp | 69.3%+18.4pp |
| Annual return | 3.20% | 13.16%-10.0pp | 78.04%-74.8pp | 20.14%-16.9pp |
| Employer contribution / active EE | $1,111 | $1,042+6.7% | $1,924-42.3% | $2,281-51.3% |
| Participant deferral / active EE | $4,240 | $2,091+102.8% | $2,794+51.7% | $3,203+32.4% |
| Admin fee / account holder | $3,080 | $3,771-18.3% | $4,815-36.0% | $4,296-28.3% |