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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,253 | $49,025+55.5% | $87,502-12.9% | $62,881+21.3% |
| Participation rate | 61.1% | 64.9%-3.8pp | 73.8%-12.7pp | 69.3%-8.2pp |
| Annual return | 0.57% | 10.02%-9.5pp | 12.21%-11.6pp | 20.14%-19.6pp |
| Employer contribution / active EE | $466 | $1,372-66.0% | $2,550-81.7% | $2,281-79.6% |
| Participant deferral / active EE | $2,903 | $2,289+26.8% | $3,149-7.8% | $3,203-9.4% |
| Admin fee / account holder | $56 | $4,065-98.6% | $4,221-98.7% | $4,296-98.7% |