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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,986 | $73,978+55.4% | $96,515+19.1% | $75,173+53.0% |
| Participation rate | 57.5% | 66.4%-8.9pp | 74.3%-16.8pp | 67.2%-9.7pp |
| Annual return | 16.97% | 26.72%-9.8pp | 35.73%-18.8pp | 160.72%-143.7pp |
| Employer contribution / active EE | $778 | $2,931-73.5% | $3,740-79.2% | $2,671-70.9% |
| Participant deferral / active EE | $4,625 | $3,660+26.4% | $4,880-5.2% | $4,126+12.1% |
| Admin fee / account holder | $10,927 | $5,219+109.4% | $6,735+62.2% | $5,651+93.4% |