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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,574 | $88,672+67.6% | $105,223+41.2% | $82,448+80.2% |
| Participation rate | 75.0% | 67.9%+7.1pp | 75.0%0pp | 68.1%+6.9pp |
| Annual return | 17.30% | 30.86%-13.6pp | 180.65%-163.3pp | 41.64%-24.3pp |
| Employer contribution / active EE | $751 | $3,048-75.4% | $3,689-79.6% | $2,551-70.6% |
| Participant deferral / active EE | $4,564 | $4,036+13.1% | $5,072-10.0% | $4,139+10.3% |
| Admin fee / account holder | $10,787 | $7,146+51.0% | $8,859+21.8% | $7,234+49.1% |