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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,054 | $62,589-16.8% | $76,768-32.2% | $64,173-18.9% |
| Participation rate | 96.6% | 72.8%+23.7pp | 77.0%+19.6pp | 69.6%+27.0pp |
| Annual return | -5.68% | -1.95%-3.7pp | 2.43%-8.1pp | 7.63%-13.3pp |
| Employer contribution / active EE | $1,575 | $1,832-14.0% | $2,485-36.6% | $2,381-33.8% |
| Participant deferral / active EE | $3,038 | $3,145-3.4% | $3,852-21.1% | $3,470-12.4% |
| Admin fee / account holder | $4,534 | $4,667-2.9% | $6,675-32.1% | $4,887-7.2% |