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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,759 | $87,834-27.4% | $133,975-52.4% | $62,881+1.4% |
| Participation rate | 82.4% | 83.4%-1.0pp | 87.1%-4.7pp | 69.3%+13.0pp |
| Annual return | 2.36% | 12.05%-9.7pp | 29.29%-26.9pp | 20.14%-17.8pp |
| Employer contribution / active EE | $1,421 | $3,482-59.2% | $5,211-72.7% | $2,281-37.7% |
| Participant deferral / active EE | $3,515 | $4,812-26.9% | $6,282-44.0% | $3,203+9.7% |
| Admin fee / account holder | $819 | $5,372-84.7% | $9,324-91.2% | $4,296-80.9% |