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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,017 | $99,875-69.9% | $146,866-79.6% | $86,983-65.5% |
| Participation rate | 65.8% | 75.8%-10.0pp | 82.5%-16.7pp | 69.5%-3.8pp |
| Annual return | 19.68% | 28.10%-8.4pp | 102.85%-83.2pp | 25.83%-6.1pp |
| Employer contribution / active EE | $500 | $3,224-84.5% | $4,425-88.7% | $2,584-80.6% |
| Participant deferral / active EE | $5,639 | $6,322-10.8% | $7,759-27.3% | $4,194+34.5% |
| Admin fee / account holder | $1,340 | $7,838-82.9% | $13,620-90.2% | $7,856-82.9% |