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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $705,643 | $183,592+284.4% | $155,574+353.6% | $145,877+383.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.44% | 61.37%-53.9pp | 64.87%-57.4pp | 551.28%-543.8pp |
| Employer contribution / active EE | $7,500 | $5,317+41.1% | $4,676+60.4% | $4,663+60.8% |
| Participant deferral / active EE | $25,356 | $6,466+292.1% | $5,629+350.4% | $6,691+279.0% |
| Admin fee / account holder | $5,172 | $19,316-73.2% | $15,914-67.5% | $13,402-61.4% |